For many older adults, paying out of pocket for long-term care is out of the question. Long-term care insurance can help, but this is not an option for many. This is why most families turn to government assistance to ensure care for their older relatives. Medicaid is...
Imagine your older parent struggling with daily tasks, and you feel swamped by managing their care. A geriatric care manager can significantly help this situation. Geriatric care managers play a key role in long-term care planning. They help families manage the...
The thought of getting divorced for purely financial reasons may be something you would never consider. However, the unfortunate reality is that this is exactly the situation some older Ohio married couples face. This scenario has become so prevalent that there is a...
We’re well into the new year now, and many of our readers may be successfully moving through their list of goals that they want to accomplish in 2024. Hopefully, some Indiana residents have estate planning on their list of goals to complete for the new year. If that’s...
While you can use products and undergo procedures to stop the appearance of aging, the reality is that you cannot stop your body and mind from aging. As such, there are future needs that should be considered before you reach your elderly years. Although it is not easy...
As readers of this blog know, estate planning is vitally important to both you and those you leave behind when you pass. This is of particular importance to you minor and disabled children because you will need to incorporate a guardianship. Otherwise, their care will...
Whether you have acquired many assets over time or fewer assets because you are younger, it is still important for you to have an estate plan so that your legacy is protected and so your loved ones are taken care of after you are no longer here. You may be healthy but...
As people age, their risk for developing dementia increases. Dementia is a medical condition that a number of underlying diseases can cause. Many Indianapolis residents are familiar with Alzheimer’s disease, but there are other conditions that also cause dementia....
When you hear the term, guardian, you may think of gladiators or comic book or movie heroes. However, if you are a parent, a guardian is an essential part of your estate plan. Why is it essential? Indianapolis metro area parents know they need an estate plan to make...
You may be the adult child of an older parent. Your parent has saved their money for many years so that they can retire eventually and live the rest of their days comfortably. Another reason why they saved for all those years is to leave you an inheritance. Whether...